Wednesday, March 11, 2009

COBRA before Crossover (Call Today)

In addition to the bills to take action on listed in the "Sleep with the Lights On" post from Monday, we've got a proactive bill that needs support

SB 182 would go a long way towards helping all the folks who are or will soon be out of work. Here's how:
When you lose your job and with it the health insurance provided by your employer, the COBRA program allows you to pay a premium for health insurance until you find another job. Right now in Georgia, however, there is a 3 month cap on COBRA coverage.

The good news is that the Federal Stimulus Package provides for 9 months of COBRA subsidized by the federal goverment at 65% (meaning the federal government will pay 65% of your COBRA premium for 9 months). But with the 3-month cap in Georgia, Georgians who are unemployed are still out of luck.

So SB 182 has been forth to remedy the problem. SB 182 calls for increasing the Georgia cap on COBRA coverage to 18 months. That would allow Georgians to accept the 9 months of subsidized COBRA coverage. And unlike so much legislation, it includes the foresight that the federal government may renew the subsidies at the end of 9 months and add on another 9 months. This is a bill that just makes so much sense in these desperate times of increasing unemployment.

What you can do:
1. Of course let your own representatives and senators know you support this bill, but more importantly:
2. Call Senator Don Balfour at 404.656.0095 and tell him that you support the bill and ask him to please put the bill on the Senate Calendar. Balfour is the chair of the Senate Rules Committee, which decides which bills get put on the calendar to even get a chance of being passed. Since all bills have to be out of committee by tomorrow ("Crossover Day" - the 30th day of the session, when a bill has to get passed out of committee or it dies), your call is needed TODAY to tell him that you support SB 182 and you want it heard.

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